5 reasons to get a second opinion on your mortgage renewal.
January 27, 2021 | Posted by: Lisa Glasper
Given the large financial commitment of a mortgage, it's surprising that so many homeowners sleepwalk through the mortgage renewal process and don't look at all their options in the marketplace. Many ... [read more]
Home for the Holidays
December 21, 2020 | Posted by: Lisa Glasper
Home has meant so much more this year - comfort, security, refuge, and for some, our workspace, and our classroom. Once again, we look forward to home being at the heart of our holiday celebrations: e ... [read more]
Choosing low-interest debt
November 2, 2020 | Posted by: Lisa Glasper
Canadians are looking to their mortgages for low-cost funds. According to the Spring 2014 Survey by the Canadian Association of Accredited Mortgage Professionals (CAAMP), for those who qualified to ta ... [read more]
Ten Easy Ways to Stay on Budget this Summer
July 2, 2019 | Posted by: Lisa Glasper
The lazy days of summer are here and with them come plenty of ways to spend. Here’s some easy tips to keep your budget on track through the sunny season! Keep it on tap. Fill your own reusabl ... [read more]
What is the Qualifying Rate?
November 19, 2018 | Posted by: Lisa Glasper & Jenn Wightman
The Department of Finance introduced the Qualifying Rate in 2010 as a new way to assess borrower eligibility and ensure borrowers can handle their payments should rates begin to rise. The qualifying ... [read more]
What’s a monoline lender and how is it different from a bank?
November 19, 2018 | Posted by: Lisa Glasper & Jenn Wightman
I’m often asked about monoline lenders - who are they, what benefits do they offer, and how do you get access to a monoline lender anyway? Good questions. “Mono” means “ ... [read more]
Why variable rate drops are creating a surge in activity?
June 5, 2018 | Posted by: Lisa Glasper & Jenn Wightman
This Spring we’re seeing lenders getting aggressive with their pricing for variable rate mortgages: a sign that lenders are fighting for market share, making it a great time to be shopping for ... [read more]
Five Credit Habits That Can Boost Your Score
March 28, 2018 | Posted by: Lisa Glasper & Jenn Wightman
Your credit score is essentially your passport to financial opportunities. With a possible range of 300 to 900, your score tells lenders what kind of a risk you are likely to be as a borrower. A low c ... [read more]
Bank of Canada increases benchmark rate
January 17, 2018 | Posted by: Lisa Glasper & Jenn Wightman
The Bank of Canada announced today that it is raising the overnight rate .25 per cent given a strong economy and despite the uncertainty surrounding NAFTA. The Bank noted that the Canadian and global ... [read more]
Five Tips for First-Time Homebuyers
January 7, 2018 | Posted by: Lisa Glasper & Jenn Wightman
Although mortgage debt is ‘smart’ debt, buying your first home is a huge financial decision and there is a lot to think about. It’s one of the most important financial decisions that ... [read more]
